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Mortgage Term Glossary - Federal Housing Administration (FHA)

An agency of the U.S. Department of Housing and Urban Development that insures mortgage loans from private lenders.

Mortgage Terms
Adjustable Rate Mortgage	Earnest Money Deposit	Mortgage Term
Adjustment Date	Eminent Domain	Negative Amortization
Amortization	Equity	No Cost Loan
Annual Percentage Rate (APR)	Escrow	Non-Conforming Loan
Appraisal	Estate	Note
Appreciation	Eviction	Original Principal Balance
Assessment	Fair Market Value	Points
Assumption	Fannie Mae (FNMA)	Power of Attorney
Balloon Mortgage	Federal Housing Administration (FHA)	Prepaid Interest
Bankruptcy	Fixed-Rate Mortgage	Prime Rate
Cap	Foreclosure	Principal
Cash-Out Refinance	Homeowner's Insurance	Purchase Agreement
Clear Title	Interest Rate	Refinancing
Closing	Joint Tenancy	Second Mortgage
Collateral	Jumbo Loan	Secured Loan
Conforming Loan	Lease	Security
Contingency	Lease Option	Sweat Equity
Conventional Loan	Liabilities	Tenancy in Common
Convertible ARM	Liability Insurance	Title
Deed	Lien	Trustee
Default	Lock Period	Variable Rate Mortgage
Delinquency	Margin	Veterans Administration
Depreciation	Maturity
Down Payment	Mortgage