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Pre-Closing

Pre-closing refers to the period of time when your purchase offer has been accepted, your financing is secure, and your future home has passed inspection, but you haven't yet sealed the deal.

During this time, you should

  1. Obtain homeowners insurance
  2. Get your bank to cut a cashier's check for the amount of your down payment plus closing costs, deducting your earnest payment deposit
  3. Give your future home one last, thorough walk-through, making sure that everything is in working order